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FINANCE OF AMERICA COMPANIES INC. (FOA)

NYSE Micro Cap

Financial Services › Mortgage Bankers & Loan Correspondents

$18.29
Market Cap: $174M
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 83% below Graham Number ($105.17) — significant margin of safety
  • Piotroski F-Score 5/9 — moderate financial health
  • Strong ROE of 38.2% with 19.6% net margin
  • Revenue growing at 47% annually

FINANCE OF AMERICA COMPANIES INC. (FOA) is a Financial Services company operating in Mortgage Bankers & Loan Correspondents, listed on the NYSE , with a market capitalisation of $174 million . Key value metrics: P/E ratio 1.2, P/B ratio 0.53, Piotroski F-Score 5 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
1.25
0.53
EPS
$14.66
Div. Yield
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

FINANCE OF AMERICA COMPANIES INC. — Fundamental Analysis Summary

FINANCE OF AMERICA COMPANIES INC. (FOA) is trading 83% below its Graham Number of $105.17 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 1.2x.

On financial health, FOA shows a moderate Piotroski F-Score of 5/9, and strong return on equity of 38.2% (sector average: 5.8%), and elevated leverage with a debt-to-equity ratio of 1.19.

StockPik's composite Value Score for FOA is 85/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

FOA shows revenue growing at 47% year-over-year, with earnings growing at 192%.

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How is the Value Score calculated?
Read our full methodology →
What is the margin of safety?
How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
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