Price History
Feb 9, 2026 — Apr 4, 2026Investment Snapshot
- Trading 71% below Graham Number ($84.71) — significant margin of safety
- Piotroski F-Score 3/9 — signs of financial weakness
- ROE of 19.2% — good return on equity
- Revenue growing at 50% annually
Atlanticus Holdings Corp (ATLCL) is a Financial Services company operating in Personal Credit Institutions, listed on the NASDAQ , with a market capitalisation of $373 million . Key value metrics: P/E ratio 3.2, P/B ratio 0.61, Piotroski F-Score 3 out of 9 .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Atlanticus Holdings Corp — Fundamental Analysis Summary
Atlanticus Holdings Corp (ATLCL) is trading 71% below its Graham Number of $84.71 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 3.2x.
On financial health, ATLCL shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and solid return on equity of 19.2% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 10.95.
StockPik's composite Value Score for ATLCL is 100/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
ATLCL shows revenue growing at 50% year-over-year, with earnings growing at 10%.