Finward Bancorp - common stock (FNWD)
Financial Services › Savings Institution, Federally Chartered
Price History
Feb 9, 2026 — Jul 6, 2026Investment Snapshot
- Trading 21% below Graham Number ($41.55) — significant margin of safety
- Piotroski F-Score 3/9 — signs of financial weakness
- ROE of 4.8% — below-average profitability
Finward Bancorp - common stock (FNWD) is a Financial Services company operating in Savings Institution, Federally Chartered, listed on the NASDAQ , with a market capitalisation of $143 million . Key value metrics: P/E ratio 17.1, P/B ratio 0.83, Piotroski F-Score 3 out of 9 .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Finward Bancorp - common stock — Fundamental Analysis Summary
Finward Bancorp - common stock (FNWD) is trading 21% below its Graham Number of $41.55 — a significant margin of safety by Benjamin Graham's standard. The stock carries a reasonable trailing P/E ratio of 17.1x.
On financial health, FNWD shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 4.8% (sector average: 4.9%), and high leverage with a debt-to-equity ratio of 11.40.
StockPik's composite Value Score for FNWD is 60/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
FNWD shows earnings declining at 33%.
FNWD pays a modest dividend yield of 1.5%.