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FIRST BANCORP. (FBP)

NYSE Mid Cap

Financial Services › State Commercial Banks

$20.53
Market Cap: $3.2B
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 16% below Graham Number — thin margin of safety
  • Piotroski F-Score 6/9 — moderate financial health
  • ROE of 16.9% — good return on equity
  • Dividend yield of 3.4%

FIRST BANCORP. (FBP) is a Financial Services company operating in State Commercial Banks, listed on the NYSE , with a market capitalisation of $3.2 billion . Key value metrics: P/E ratio 9.7, P/B ratio 1.63, Piotroski F-Score 6 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
9.70
1.63
EPS
$2.12
Div. Yield
3.4%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

FIRST BANCORP. — Fundamental Analysis Summary

FIRST BANCORP. (FBP) is trading 16% below its Graham Number of $24.46, offering a thin margin of safety. The stock carries a low trailing P/E ratio of 9.7x.

On financial health, FBP shows a moderate Piotroski F-Score of 6/9, and solid return on equity of 16.9% (sector average: 5.8%), and minimal leverage with a debt-to-equity ratio of 0.15.

StockPik's composite Value Score for FBP is 99/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

FBP shows revenue growing at 2% year-over-year, with earnings growing at 15%.

FBP pays a solid dividend yield of 3.4%.

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How is the Value Score calculated?
Read our full methodology →
What is the margin of safety?
How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
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