Price History
Feb 9, 2026 — May 7, 2026Investment Snapshot
- Trading 19% above Graham Number — above intrinsic value estimate
- Piotroski F-Score 5/9 — moderate financial health
- ROE of 6.9% — below-average profitability
First Bancorp - Common Stock (FBNC) is a Financial Services company operating in State Commercial Banks, listed on the NASDAQ , with a market capitalisation of $2.5 billion . Key value metrics: P/E ratio 21.5, P/B ratio 1.48, Piotroski F-Score 5 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
First Bancorp - Common Stock — Fundamental Analysis Summary
First Bancorp - Common Stock (FBNC) is currently trading 19% above its Graham Number of $49.67, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries an elevated trailing P/E ratio of 21.5x.
On financial health, FBNC shows a moderate Piotroski F-Score of 5/9, and modest return on equity of 6.9% (sector average: 4.9%), and minimal leverage with a debt-to-equity ratio of 0.05.
StockPik's composite Value Score for FBNC is 77/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
FBNC shows revenue declining at 4% year-over-year, with earnings growing at 46%.
FBNC pays a modest dividend yield of 1.5%.