Back to Screener

WHITE MOUNTAINS INSURANCE GROUP, LTD. (WTM)

NYSE Mid Cap

Financial Services › Fire, Marine & Casualty Insurance

$2,155.01
Market Cap: $5.3B
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 27% below Graham Number ($2,940.96) — significant margin of safety
  • Piotroski F-Score 6/9 — moderate financial health
  • ROE of 8.3% — below-average profitability
  • Revenue growing at 67% annually

WHITE MOUNTAINS INSURANCE GROUP, LTD. (WTM) is a Financial Services company operating in Fire, Marine & Casualty Insurance, listed on the NYSE , with a market capitalisation of $5.3 billion . Key value metrics: P/E ratio 11.8, P/B ratio 1.01, Piotroski F-Score 6 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
11.83
1.01
EPS
$182.24
Div. Yield
0.0%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

WHITE MOUNTAINS INSURANCE GROUP, LTD. — Fundamental Analysis Summary

WHITE MOUNTAINS INSURANCE GROUP, LTD. (WTM) is trading 27% below its Graham Number of $2,940.96 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 11.8x.

On financial health, WTM shows a moderate Piotroski F-Score of 6/9, and modest return on equity of 8.3% (sector average: 5.8%), and minimal leverage with a debt-to-equity ratio of 0.13.

StockPik's composite Value Score for WTM is 84/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

WTM shows revenue growing at 67% year-over-year, with earnings growing at 380%.

WTM pays a modest dividend yield of 0.0%.

Top Value Stocks in Financial Services

Symbol Price P/E Score
ACIC $11.36 5.1 100
ATLCP $22.87 2.9 100
ATLCL $24.97 3.2 100
ACGLN $16.52 1.4 100
ACGLO $19.79 1.7 100
Stocks below Graham Number
Browse other stocks trading below intrinsic value, ranked by margin of safety
How is the Value Score calculated?
Read our full methodology →
What is the margin of safety?
How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
Previous
WTI
Next
WTO