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Westamerica Bancorporation - Common Stock (WABC)

NASDAQ Small Cap

Financial Services › National Commercial Banks

$50.32
Market Cap: $1.2B
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 24% below Graham Number ($66.12) — significant margin of safety
  • Piotroski F-Score 3/9 — signs of financial weakness
  • ROE of 13.2% — below-average profitability
  • Dividend yield of 3.6%

Westamerica Bancorporation - Common Stock (WABC) is a Financial Services company operating in National Commercial Banks, listed on the NASDAQ , with a market capitalisation of $1.2 billion . Key value metrics: P/E ratio 9.9, P/B ratio 1.31, Piotroski F-Score 3 out of 9 .

Value Score

Key Metrics

P/E Ratio
9.93
1.31
EPS
$5.07
Div. Yield
3.6%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Westamerica Bancorporation - Common Stock — Fundamental Analysis Summary

Westamerica Bancorporation - Common Stock (WABC) is trading 24% below its Graham Number of $66.12 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 9.9x.

On financial health, WABC shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 13.2% (sector average: 5.8%), and minimal leverage with a debt-to-equity ratio of 0.15.

StockPik's composite Value Score for WABC is 78/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

WABC shows earnings declining at 16%.

WABC pays a solid dividend yield of 3.6%.

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How is the Value Score calculated?
Read our full methodology →
What is the margin of safety?
How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
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