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UWM Holdings Corporation (UWMC)

NYSE Small Cap

Financial Services › Mortgage Bankers & Loan Correspondents

$3.56
Market Cap: $753M
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • P/E of 449.9 — elevated valuation multiple
  • Piotroski F-Score 3/9 — signs of financial weakness
  • ROE of 0.1% — below-average profitability
  • Revenue growing at 46% annually

UWM Holdings Corporation (UWMC) is a Financial Services company operating in Mortgage Bankers & Loan Correspondents, listed on the NYSE , with a market capitalisation of $753 million . Key value metrics: P/E ratio 449.9, P/B ratio 0.59, Piotroski F-Score 3 out of 9 .

Value Score

Key Metrics

P/E Ratio
449.86
0.59
EPS
$0.01
Div. Yield
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

UWM Holdings Corporation — Fundamental Analysis Summary

UWM Holdings Corporation (UWMC) trades at a trailing P/E of 449.9x — 2,385% above the Financial Services sector average of 18.1x. At a P/B of 0.59x, the stock trades below book value — a classic value signal.

On financial health, UWMC shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 0.1% (sector average: 5.8%), and elevated leverage with a debt-to-equity ratio of 1.87.

StockPik's composite Value Score for UWMC is 38/100 — reflecting current market or financial concerns. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

UWMC shows revenue growing at 46% year-over-year, with earnings growing at 90%.

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How is the Value Score calculated?
Read our full methodology →
What is the Piotroski F-Score?
The 9-point financial health score explained, with worked examples →
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