UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)
Financial Services › Fire, Marine & Casualty Insurance
Price History
Feb 9, 2026 — Apr 4, 2026Investment Snapshot
- Trading 38% below Graham Number ($53.77) — significant margin of safety
- Piotroski F-Score 7/9 — financially strong with improving fundamentals
- Strong ROE of 33.2% with 11.4% net margin
- Revenue growing at 5% annually
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) is a Financial Services company operating in Fire, Marine & Casualty Insurance, listed on the NYSE , with a market capitalisation of $928 million . Key value metrics: P/E ratio 5.1, P/B ratio 1.68, Piotroski F-Score 7 out of 9 (strong financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
UNIVERSAL INSURANCE HOLDINGS, INC. — Fundamental Analysis Summary
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) is trading 38% below its Graham Number of $53.77 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 5.1x.
On financial health, UVE shows a strong Piotroski F-Score of 7/9, indicating improving fundamentals across profitability, leverage, and efficiency, and strong return on equity of 33.2% (sector average: 5.8%), and minimal leverage with a debt-to-equity ratio of 0.18.
StockPik's composite Value Score for UVE is 100/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
UVE shows revenue growing at 5% year-over-year, with earnings growing at 210%.
UVE pays a modest dividend yield of 2.3%.