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UNIVERSAL INSURANCE HOLDINGS INC Common Stock (UVE)

NYSE Small Cap

Financial Services › Fire, Marine & Casualty Insurance

$38.98
Market Cap: $1.1B
Data as of Mar 31, 2026 (TTM)

Price History

Feb 9, 2026 — May 24, 2026

Investment Snapshot

  • Trading 32% below Graham Number ($57.51) — significant margin of safety
  • Piotroski F-Score 6/9 — moderate financial health
  • Strong ROE of 33.5% with 12.2% net margin
  • Revenue growing at 5% annually

UNIVERSAL INSURANCE HOLDINGS INC Common Stock (UVE) is a Financial Services company operating in Fire, Marine & Casualty Insurance, listed on the NYSE , with a market capitalisation of $1.1 billion . Key value metrics: P/E ratio 5.6, P/B ratio 1.86, Piotroski F-Score 6 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
5.56
1.86
EPS
$7.02
Div. Yield
2.0%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

UNIVERSAL INSURANCE HOLDINGS INC Common Stock — Fundamental Analysis Summary

UNIVERSAL INSURANCE HOLDINGS INC Common Stock (UVE) is trading 32% below its Graham Number of $57.51 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 5.6x.

On financial health, UVE shows a moderate Piotroski F-Score of 6/9, and strong return on equity of 33.5% (sector average: 4.9%), and minimal leverage with a debt-to-equity ratio of 0.17.

StockPik's composite Value Score for UVE is 100/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

UVE shows revenue growing at 5% year-over-year, with earnings growing at 210%.

UVE pays a modest dividend yield of 2.0%.

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How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
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