Usio, Inc. - Common Stock (USIO)
Financial Services › Functions Related To Depository Banking, NEC
Price History
Feb 9, 2026 — Jul 7, 2026Investment Snapshot
- Trading 54% above Graham Number — above intrinsic value estimate
- Piotroski F-Score 2/9 — signs of financial weakness
- Loss-making — negative ROE of -4.9%
Usio, Inc. - Common Stock (USIO) is a Financial Services company operating in Functions Related To Depository Banking, NEC, listed on the NASDAQ , with a market capitalisation of $42 million . Key value metrics: P/E ratio 22.8, P/B ratio 2.30, Piotroski F-Score 2 out of 9 .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Usio, Inc. - Common Stock — Fundamental Analysis Summary
Usio, Inc. - Common Stock (USIO) is currently trading 54% above its Graham Number of $0.98, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries an elevated trailing P/E ratio of 22.8x.
On financial health, USIO shows a weak Piotroski F-Score of 2/9, a signal of deteriorating financial health, and negative return on equity of -4.9% (sector average: 4.9%), and minimal leverage with a debt-to-equity ratio of 0.07.
StockPik's composite Value Score for USIO is 55/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
USIO reports a moderate gross margin of 22.5% (sector average: 11.2%) and a negative operating margin of -1.0%.
USIO shows revenue growing at 3% year-over-year, with earnings declining at 176%.