Price History
Feb 9, 2026 — Apr 4, 2026Investment Snapshot
- Trading 32% below Graham Number ($106.25) — significant margin of safety
- Piotroski F-Score 3/9 — signs of financial weakness
- ROE of 10.9% — below-average profitability
- Dividend yield of 2.4%
UNUM GROUP (UNM) is a Financial Services company operating in Accident & Health Insurance, listed on the NYSE , with a market capitalisation of $11.9 billion . Key value metrics: P/E ratio 9.8, P/B ratio 1.07, Piotroski F-Score 3 out of 9 .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
UNUM GROUP — Fundamental Analysis Summary
UNUM GROUP (UNM) is trading 32% below its Graham Number of $106.25 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 9.8x.
On financial health, UNM shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 10.9% (sector average: 5.8%), and manageable leverage with a debt-to-equity ratio of 0.34.
StockPik's composite Value Score for UNM is 81/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
UNM shows revenue growing at 1% year-over-year, with earnings declining at 58%.
UNM pays a modest dividend yield of 2.4%.