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TWFG, Inc. - Common Stock (TWFG)

NASDAQ Micro Cap

Financial Services › Insurance Agents, Brokers & Service

$19.57
Market Cap: $292M
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 179% above Graham Number — above intrinsic value estimate
  • Piotroski F-Score 5/9 — moderate financial health
  • ROE of 16.6% — good return on equity
  • Revenue growing at 22% annually

TWFG, Inc. - Common Stock (TWFG) is a Financial Services company operating in Insurance Agents, Brokers & Service, listed on the NASDAQ , with a market capitalisation of $292 million . Key value metrics: P/E ratio 22.2, P/B ratio 3.83, Piotroski F-Score 5 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
22.16
3.83
EPS
$0.88
Div. Yield
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 3 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

TWFG, Inc. - Common Stock — Fundamental Analysis Summary

TWFG, Inc. - Common Stock (TWFG) is currently trading 179% above its Graham Number of $7.00, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries an elevated trailing P/E ratio of 22.2x.

On financial health, TWFG shows a moderate Piotroski F-Score of 5/9, and solid return on equity of 16.6% (sector average: 5.8%), and minimal leverage with a debt-to-equity ratio of 0.10.

StockPik's composite Value Score for TWFG is 72/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

TWFG shows revenue growing at 22% year-over-year, with earnings growing at 190%.

Top Value Stocks in Financial Services

Symbol Price P/E Score
ACIC $11.36 5.1 100
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ATLCL $24.97 3.2 100
ACGLN $16.52 1.4 100
ACGLO $19.79 1.7 100
How is the Value Score calculated?
Read our full methodology →
How is the Graham Number calculated?
Benjamin Graham's intrinsic value formula, worked examples, and how to use it →
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