Price History
Feb 9, 2026 — Feb 24, 2026Investment Snapshot
- Trading 68% below Graham Number ($31.26) — significant margin of safety
- Piotroski F-Score 7/9 — financially strong with improving fundamentals
- ROE of 15.9% — good return on equity
Tectonic Financial, Inc. (TECTP) is a Financial Services company operating in State Commercial Banks, listed on the NASDAQ , with a market capitalisation of $68 million . Key value metrics: P/E ratio 4.0, P/B ratio 0.57, Piotroski F-Score 7 out of 9 (strong financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Tectonic Financial, Inc. — Fundamental Analysis Summary
Tectonic Financial, Inc. (TECTP) is trading 68% below its Graham Number of $31.26 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 4.0x.
On financial health, TECTP shows a strong Piotroski F-Score of 7/9, indicating improving fundamentals across profitability, leverage, and efficiency, and solid return on equity of 15.9% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 7.93.
StockPik's composite Value Score for TECTP is 92/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
TECTP shows earnings declining at 8%.