Price History
Feb 9, 2026 — Apr 4, 2026Investment Snapshot
- Trading 37% below Graham Number ($105.87) — significant margin of safety
- Piotroski F-Score 6/9 — moderate financial health
- ROE of 21.4% — good return on equity
SYNCHRONY FINANCIAL (SYF) is a Financial Services company operating in Finance Services, listed on the NYSE , with a market capitalisation of $23.0 billion . Key value metrics: P/E ratio 6.4, P/B ratio 1.37, Piotroski F-Score 6 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
SYNCHRONY FINANCIAL — Fundamental Analysis Summary
SYNCHRONY FINANCIAL (SYF) is trading 37% below its Graham Number of $105.87 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 6.4x.
On financial health, SYF shows a moderate Piotroski F-Score of 6/9, and strong return on equity of 21.4% (sector average: 5.8%), and manageable leverage with a debt-to-equity ratio of 0.91.
StockPik's composite Value Score for SYF is 94/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
SYF shows earnings growing at 2%.
SYF pays a modest dividend yield of 1.7%.