Price History
Feb 9, 2026 — Aug 3, 2026Investment Snapshot
- Trading 95% above Graham Number — above intrinsic value estimate
- Piotroski F-Score 1/9 — signs of financial weakness
- ROE of 4.4% — below-average profitability
- Revenue growing at 23% annually
SoFi Technologies, Inc. - Common Stock (SOFI) is a Financial company operating in Credit Services, listed on the NASDAQ , with a market capitalisation of $20.9 billion . Key value metrics: P/E ratio 44.1, P/B ratio 1.94, Piotroski F-Score 1 out of 9 .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
SoFi Technologies, Inc. - Common Stock — Fundamental Analysis Summary
SoFi Technologies, Inc. - Common Stock (SOFI) is currently trading 95% above its Graham Number of $8.38, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries an elevated trailing P/E ratio of 44.1x.
On financial health, SOFI shows a weak Piotroski F-Score of 1/9, a signal of deteriorating financial health, and modest return on equity of 4.4% (sector average: -1.9%), and manageable leverage with a debt-to-equity ratio of 0.90.
StockPik's composite Value Score for SOFI is 25/100 — reflecting current market or financial concerns. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
SOFI reports a thin gross margin of -6.9% (sector average: 51.6%) and a strong operating margin of 20.1%.
SOFI shows revenue growing at 23% year-over-year, with earnings declining at 3%.