SmartFinancial, Inc. Common Stock (SMBK)
Financial Services › National Commercial Banks
Price History
Feb 9, 2026 — May 24, 2026Investment Snapshot
- Trading 11% below Graham Number — thin margin of safety
- Piotroski F-Score 4/9 — moderate financial health
- ROE of 9.0% — below-average profitability
SmartFinancial, Inc. Common Stock (SMBK) is a Financial Services company operating in National Commercial Banks, listed on the NYSE , with a market capitalisation of $712 million . Key value metrics: P/E ratio 14.1, P/B ratio 1.27, Piotroski F-Score 4 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
SmartFinancial, Inc. Common Stock — Fundamental Analysis Summary
SmartFinancial, Inc. Common Stock (SMBK) is trading 11% below its Graham Number of $46.66, offering a thin margin of safety. The stock carries a reasonable trailing P/E ratio of 14.1x.
On financial health, SMBK shows a moderate Piotroski F-Score of 4/9, and modest return on equity of 9.0% (sector average: 4.9%), and minimal leverage with a debt-to-equity ratio of 0.01.
StockPik's composite Value Score for SMBK is 85/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
SMBK shows earnings growing at 39%.
SMBK pays a modest dividend yield of 0.8%.