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Southern First Bancshares, Inc. - Common Stock (SFST)

NASDAQ Small Cap

Financial Services › National Commercial Banks

$52.39
Market Cap: $431M
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 5% below Graham Number — thin margin of safety
  • Piotroski F-Score 4/9 — moderate financial health
  • ROE of 6.8% — below-average profitability

Southern First Bancshares, Inc. - Common Stock (SFST) is a Financial Services company operating in National Commercial Banks, listed on the NASDAQ , with a market capitalisation of $431 million . Key value metrics: P/E ratio 17.3, P/B ratio 1.17, Piotroski F-Score 4 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
17.32
1.17
EPS
$3.02
Div. Yield
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Southern First Bancshares, Inc. - Common Stock — Fundamental Analysis Summary

Southern First Bancshares, Inc. - Common Stock (SFST) is trading 5% below its Graham Number of $55.20, offering a thin margin of safety. The stock carries a reasonable trailing P/E ratio of 17.3x.

On financial health, SFST shows a moderate Piotroski F-Score of 4/9, and modest return on equity of 6.8% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 10.94.

StockPik's composite Value Score for SFST is 70/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

SFST shows earnings growing at 96%.

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