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RADIAN GROUP INC (RDN)

NYSE Mid Cap

Financial Services › Surety Insurance

$32.47
Market Cap: $4.4B
Data as of Dec 31, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 44% below Graham Number ($58.10) — significant margin of safety
  • Piotroski F-Score 5/9 — moderate financial health
  • ROE of 12.2% — below-average profitability
  • Revenue declining 7% annually

RADIAN GROUP INC (RDN) is a Financial Services company operating in Surety Insurance, listed on the NYSE , with a market capitalisation of $4.4 billion . Key value metrics: P/E ratio 7.6, P/B ratio 0.93, Piotroski F-Score 5 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
7.59
0.93
EPS
$4.28
Div. Yield
3.1%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

RADIAN GROUP INC — Fundamental Analysis Summary

RADIAN GROUP INC (RDN) is trading 44% below its Graham Number of $58.10 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 7.6x.

On financial health, RDN shows a moderate Piotroski F-Score of 5/9, and modest return on equity of 12.2% (sector average: 5.8%), and manageable leverage with a debt-to-equity ratio of 0.70.

StockPik's composite Value Score for RDN is 90/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

RDN shows revenue declining at 7% year-over-year, with earnings declining at 4%.

RDN pays a solid dividend yield of 3.1%.

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How is the Value Score calculated?
Read our full methodology →
What is the margin of safety?
How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
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