PROVIDENT FINANCIAL SERVICES, INC. (PFS)
Financial Services › Savings Institution, Federally Chartered
Price History
Feb 9, 2026 — Apr 4, 2026Investment Snapshot
- Trading 34% below Graham Number ($30.80) — significant margin of safety
- Piotroski F-Score 5/9 — moderate financial health
- ROE of 9.0% — below-average profitability
- Revenue growing at 7% annually
PROVIDENT FINANCIAL SERVICES, INC. (PFS) is a Financial Services company operating in Savings Institution, Federally Chartered, listed on the NYSE , with a market capitalisation of $2.7 billion . Key value metrics: P/E ratio 10.4, P/B ratio 0.94, Piotroski F-Score 5 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
PROVIDENT FINANCIAL SERVICES, INC. — Fundamental Analysis Summary
PROVIDENT FINANCIAL SERVICES, INC. (PFS) is trading 34% below its Graham Number of $30.80 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 10.4x.
On financial health, PFS shows a moderate Piotroski F-Score of 5/9, and modest return on equity of 9.0% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 7.82.
StockPik's composite Value Score for PFS is 87/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
PFS shows revenue growing at 7% year-over-year, with earnings growing at 152%.
PFS pays a solid dividend yield of 4.7%.