Pioneer Bancorp, Inc. - Common Stock (PBFS)
Financial Services › Savings Institutions, Not Federally Chartered
Price History
Feb 9, 2026 — Jul 6, 2026Investment Snapshot
- Trading 5% above Graham Number — above intrinsic value estimate
- Piotroski F-Score 4/9 — moderate financial health
- ROE of 6.6% — below-average profitability
- Revenue growing at 6% annually
Pioneer Bancorp, Inc. - Common Stock (PBFS) is a Financial Services company operating in Savings Institutions, Not Federally Chartered, listed on the NASDAQ , with a market capitalisation of $421 million . Key value metrics: P/E ratio 19.3, P/B ratio 1.28, Piotroski F-Score 4 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Pioneer Bancorp, Inc. - Common Stock — Fundamental Analysis Summary
Pioneer Bancorp, Inc. - Common Stock (PBFS) is currently trading 5% above its Graham Number of $16.02, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries a reasonable trailing P/E ratio of 19.3x.
On financial health, PBFS shows a moderate Piotroski F-Score of 4/9, and modest return on equity of 6.6% (sector average: 4.9%), and high leverage with a debt-to-equity ratio of 6.14.
StockPik's composite Value Score for PBFS is 62/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
PBFS shows revenue growing at 6% year-over-year, with earnings growing at 33%.