Orrstown Financial Services, Inc. - Common Stock (ORRF)
Financial Services › State Commercial Banks
Price History
Feb 9, 2026 — Jul 6, 2026Investment Snapshot
- Trading 31% below Graham Number ($53.42) — significant margin of safety
- Piotroski F-Score 4/9 — moderate financial health
- ROE of 13.5% — below-average profitability
- Revenue growing at 36% annually
Orrstown Financial Services, Inc. - Common Stock (ORRF) is a Financial Services company operating in State Commercial Banks, listed on the NASDAQ , with a market capitalisation of $721 million . Key value metrics: P/E ratio 8.9, P/B ratio 1.20, Piotroski F-Score 4 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Orrstown Financial Services, Inc. - Common Stock — Fundamental Analysis Summary
Orrstown Financial Services, Inc. - Common Stock (ORRF) is trading 31% below its Graham Number of $53.42 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 8.9x.
On financial health, ORRF shows a moderate Piotroski F-Score of 4/9, and modest return on equity of 13.5% (sector average: 4.9%), and minimal leverage with a debt-to-equity ratio of 0.07.
StockPik's composite Value Score for ORRF is 88/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
ORRF shows revenue growing at 36% year-over-year, with earnings growing at 267%.
ORRF pays a modest dividend yield of 3.0%.