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Oportun Financial Corporation - common stock (OPRT)

NASDAQ Micro Cap

Financial Services › Finance Services

$4.57
Market Cap: $203M
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 2, 2026

Investment Snapshot

  • P/B of 0.52 — trading below book value
  • Piotroski F-Score 3/9 — signs of financial weakness
  • Loss-making — negative ROE of -2.1%

Oportun Financial Corporation - common stock (OPRT) is a Financial Services company operating in Finance Services, listed on the NASDAQ , with a market capitalisation of $203 million . Key value metrics: P/B ratio 0.52, Piotroski F-Score 3 out of 9 .

Value Score

Key Metrics

P/E Ratio
0.52
EPS
$-0.18
Div. Yield
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Oportun Financial Corporation - common stock — Fundamental Analysis Summary

On financial health, OPRT shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and negative return on equity of -2.1% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 7.35.

StockPik's composite Value Score for OPRT is 53/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

OPRT shows revenue declining at 5% year-over-year, with earnings growing at 132%.

Top Value Stocks in Financial Services

Symbol Price P/E Score
ACIC $11.36 5.1 100
ATLCP $22.87 2.9 100
ATLCL $24.97 3.2 100
ACGLN $16.52 1.4 100
ACGLO $19.79 1.7 100
Stocks below book value
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How is the Value Score calculated?
Read our full methodology →
What is the Piotroski F-Score?
The 9-point financial health score explained, with worked examples →
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