Price History
Feb 9, 2026 — Apr 4, 2026Investment Snapshot
- Trading 33% below Graham Number ($57.52) — significant margin of safety
- Piotroski F-Score 4/9 — moderate financial health
- ROE of 14.1% — below-average profitability
- Dividend yield of 3.1%
OFG Bancorp (OFG) is a Financial Services company operating in State Commercial Banks, listed on the NYSE , with a market capitalisation of $1.7 billion . Key value metrics: P/E ratio 8.5, P/B ratio 1.20, Piotroski F-Score 4 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
OFG Bancorp — Fundamental Analysis Summary
OFG Bancorp (OFG) is trading 33% below its Graham Number of $57.52 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 8.5x.
On financial health, OFG shows a moderate Piotroski F-Score of 4/9, and modest return on equity of 14.1% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 7.97.
StockPik's composite Value Score for OFG is 76/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
OFG shows earnings growing at 3%.
OFG pays a solid dividend yield of 3.1%.