Price History
Feb 9, 2026 — Mar 12, 2026Investment Snapshot
- Trading 26% below Graham Number ($38.57) — significant margin of safety
- Piotroski F-Score 3/9 — signs of financial weakness
- ROE of 10.3% — below-average profitability
- High dividend yield of 4.3%
Norwood Financial Corp. - Common Stock (NWFL) is a Financial company operating in Banks - Regional, listed on the NASDAQ , with a market capitalisation of $311 million . Key value metrics: P/E ratio 10.9, P/B ratio 1.13, Piotroski F-Score 3 out of 9 .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Norwood Financial Corp. - Common Stock — Fundamental Analysis Summary
Norwood Financial Corp. - Common Stock (NWFL) is trading 26% below its Graham Number of $38.57 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 10.9x.
On financial health, NWFL shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 10.3% (sector average: -1.0%), and minimal leverage with a debt-to-equity ratio of 0.11.
StockPik's composite Value Score for NWFL is 70/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
NWFL shows revenue growing at 4% year-over-year, with earnings declining at 101%.
NWFL pays a solid dividend yield of 4.3%.