The Bank of N.T. Butterfield & Son Limited (NTB)
Financial Services › Commercial Banks, NEC
Price History
Feb 9, 2026 — Apr 4, 2026Investment Snapshot
- Trading 17% below Graham Number — thin margin of safety
- Piotroski F-Score 7/9 — financially strong with improving fundamentals
- Strong ROE of 20.3% with 38.2% net margin
- Dividend yield of 3.7%
The Bank of N.T. Butterfield & Son Limited (NTB) is a Financial Services company operating in Commercial Banks, NEC, listed on the NYSE , with a market capitalisation of $2.0 billion . Key value metrics: P/E ratio 8.8, P/B ratio 1.78, Piotroski F-Score 7 out of 9 (strong financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
The Bank of N.T. Butterfield & Son Limited — Fundamental Analysis Summary
The Bank of N.T. Butterfield & Son Limited (NTB) is trading 17% below its Graham Number of $61.11, offering a thin margin of safety. The stock carries a low trailing P/E ratio of 8.8x.
On financial health, NTB shows a strong Piotroski F-Score of 7/9, indicating improving fundamentals across profitability, leverage, and efficiency, and strong return on equity of 20.3% (sector average: 5.8%), and minimal leverage with a debt-to-equity ratio of 0.00.
StockPik's composite Value Score for NTB is 99/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
NTB shows revenue growing at 5% year-over-year, with earnings growing at 7%.
NTB pays a solid dividend yield of 3.7%.