Price History
Feb 9, 2026 — Apr 4, 2026Investment Snapshot
- Trading 42% below Graham Number ($29.06) — significant margin of safety
- Piotroski F-Score 3/9 — signs of financial weakness
- ROE of 13.8% — below-average profitability
Northpointe Bancshares, Inc. (NPB) is a Financial Services company operating in State Commercial Banks, listed on the NYSE , with a market capitalisation of $577 million . Key value metrics: P/E ratio 7.4, P/B ratio 1.01, Piotroski F-Score 3 out of 9 .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 2 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Northpointe Bancshares, Inc. — Fundamental Analysis Summary
Northpointe Bancshares, Inc. (NPB) is trading 42% below its Graham Number of $29.06 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 7.4x.
On financial health, NPB shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 13.8% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 9.97.
StockPik's composite Value Score for NPB is 75/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
NPB shows earnings growing at 51%.
NPB pays a modest dividend yield of 0.6%.