NI Holdings, Inc. - Common Stock (NODK)
Financial Services › Fire, Marine & Casualty Insurance
Price History
Feb 9, 2026 — May 12, 2026Investment Snapshot
- Trading 59% above Graham Number — above intrinsic value estimate
- Piotroski F-Score 3/9 — signs of financial weakness
- ROE of 2.1% — below-average profitability
- Revenue declining 12% annually
NI Holdings, Inc. - Common Stock (NODK) is a Financial Services company operating in Fire, Marine & Casualty Insurance, listed on the NASDAQ , with a market capitalisation of $274 million . Key value metrics: P/E ratio 52.1, P/B ratio 1.09, Piotroski F-Score 3 out of 9 .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
NI Holdings, Inc. - Common Stock — Fundamental Analysis Summary
NI Holdings, Inc. - Common Stock (NODK) is currently trading 59% above its Graham Number of $8.39, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries an elevated trailing P/E ratio of 52.1x.
On financial health, NODK shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 2.1% (sector average: 4.9%), and minimal leverage with a debt-to-equity ratio of 0.01.
StockPik's composite Value Score for NODK is 60/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
NODK shows revenue declining at 12% year-over-year, with earnings declining at 72%.