Price History
Feb 9, 2026 — Apr 4, 2026Investment Snapshot
- Trading 50% above Graham Number — above intrinsic value estimate
- Piotroski F-Score 5/9 — moderate financial health
- ROE of 11.4% — below-average profitability
NICOLET BANKSHARES, INC (NIC) is a Financial Services company operating in National Commercial Banks, listed on the NYSE , with a market capitalisation of $3.0 billion . Key value metrics: P/E ratio 21.2, P/B ratio 2.40, Piotroski F-Score 5 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
NICOLET BANKSHARES, INC — Fundamental Analysis Summary
NICOLET BANKSHARES, INC (NIC) is currently trading 50% above its Graham Number of $94.11, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries an elevated trailing P/E ratio of 21.2x.
On financial health, NIC shows a moderate Piotroski F-Score of 5/9, and modest return on equity of 11.4% (sector average: 5.8%), and minimal leverage with a debt-to-equity ratio of 0.11.
StockPik's composite Value Score for NIC is 74/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
NIC shows earnings growing at 21%.
NIC pays a modest dividend yield of 0.8%.