Price History
Feb 9, 2026 — Apr 4, 2026Investment Snapshot
- Trading 14% below Graham Number — thin margin of safety
- Piotroski F-Score 5/9 — moderate financial health
- ROE of 9.1% — below-average profitability
- Dividend yield of 3.1%
NATIONAL BANK HOLDINGS CORP (NBHC) is a Financial Services company operating in National Commercial Banks, listed on the NYSE , with a market capitalisation of $1.7 billion . Key value metrics: P/E ratio 13.5, P/B ratio 1.23, Piotroski F-Score 5 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
NATIONAL BANK HOLDINGS CORP — Fundamental Analysis Summary
NATIONAL BANK HOLDINGS CORP (NBHC) is trading 14% below its Graham Number of $44.13, offering a thin margin of safety. The stock carries a reasonable trailing P/E ratio of 13.5x.
On financial health, NBHC shows a moderate Piotroski F-Score of 5/9, and modest return on equity of 9.1% (sector average: 5.8%), and minimal leverage with a debt-to-equity ratio of 0.04.
StockPik's composite Value Score for NBHC is 80/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
NBHC shows revenue growing at 3% year-over-year, with earnings declining at 8%.
NBHC pays a solid dividend yield of 3.1%.