Back to Screener

MetroCity Bankshares, Inc. - Common Stock (MCBS)

NASDAQ Small Cap

Financial Services › State Commercial Banks

$28.67
Market Cap: $824M
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 1, 2026

Investment Snapshot

  • Trading 9% below Graham Number — thin margin of safety
  • Piotroski F-Score 2/9 — signs of financial weakness
  • ROE of 12.3% — below-average profitability
  • Dividend yield of 3.2%

MetroCity Bankshares, Inc. - Common Stock (MCBS) is a Financial Services company operating in State Commercial Banks, listed on the NASDAQ , with a market capitalisation of $824 million . Key value metrics: P/E ratio 12.3, P/B ratio 1.52, Piotroski F-Score 2 out of 9 .

Value Score

Key Metrics

P/E Ratio
12.29
1.52
EPS
$2.33
Div. Yield
3.2%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

MetroCity Bankshares, Inc. - Common Stock — Fundamental Analysis Summary

MetroCity Bankshares, Inc. - Common Stock (MCBS) is trading 9% below its Graham Number of $31.52, offering a thin margin of safety. The stock carries a reasonable trailing P/E ratio of 12.3x.

On financial health, MCBS shows a weak Piotroski F-Score of 2/9, a signal of deteriorating financial health, and modest return on equity of 12.3% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 7.14.

StockPik's composite Value Score for MCBS is 58/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

MCBS shows earnings growing at 6%.

MCBS pays a solid dividend yield of 3.2%.

Top Value Stocks in Financial Services

Symbol Price P/E Score
ACIC $11.36 5.1 100
ATLCP $22.87 2.9 100
ATLCL $24.97 3.2 100
ACGLN $16.52 1.4 100
ACGLO $19.79 1.7 100
Stocks below Graham Number
Browse other stocks trading below intrinsic value, ranked by margin of safety
High-yield dividend stocks
Other stocks paying a dividend yield of 3% or more
How is the Value Score calculated?
Read our full methodology →
What is the margin of safety?
How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
Previous
MCB
Next
MCD