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Merchants Bancorp - Common Stock (MBIN)

NASDAQ Small Cap

Financial Services › State Commercial Banks

$42.50
Market Cap: $2.0B
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Mar 31, 2026

Investment Snapshot

  • Trading 41% below Graham Number ($71.80) — significant margin of safety
  • Piotroski F-Score 1/9 — signs of financial weakness
  • ROE of 9.3% — below-average profitability
  • Dividend yield of 3.7%

Merchants Bancorp - Common Stock (MBIN) is a Financial Services company operating in State Commercial Banks, listed on the NASDAQ , with a market capitalisation of $2.0 billion . Key value metrics: P/E ratio 9.2, P/B ratio 0.86, Piotroski F-Score 1 out of 9 .

Value Score

Key Metrics

P/E Ratio
9.21
0.86
EPS
$4.62
Div. Yield
3.7%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Merchants Bancorp - Common Stock — Fundamental Analysis Summary

Merchants Bancorp - Common Stock (MBIN) is trading 41% below its Graham Number of $71.80 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 9.2x.

On financial health, MBIN shows a weak Piotroski F-Score of 1/9, a signal of deteriorating financial health, and modest return on equity of 9.3% (sector average: 5.8%), and elevated leverage with a debt-to-equity ratio of 1.66.

StockPik's composite Value Score for MBIN is 73/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

MBIN shows earnings declining at 32%.

MBIN pays a solid dividend yield of 3.7%.

Top Value Stocks in Financial Services

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ACIC $11.36 5.1 100
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ACGLN $16.52 1.4 100
ACGLO $19.79 1.7 100
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How is the Value Score calculated?
Read our full methodology →
What is the margin of safety?
How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
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