Lake Shore Bancorp, Inc. - Common Stock (LSBK)
Financial Services › Savings Institution, Federally Chartered
Price History
Feb 9, 2026 — Mar 31, 2026Investment Snapshot
- Trading 19% below Graham Number — thin margin of safety
- Piotroski F-Score 5/9 — moderate financial health
- ROE of 4.7% — below-average profitability
- Dividend yield of 2.6%
Lake Shore Bancorp, Inc. - Common Stock (LSBK) is a Financial Services company operating in Savings Institution, Federally Chartered, listed on the NASDAQ , with a market capitalisation of $118 million . Key value metrics: P/E ratio 17.8, P/B ratio 0.84, Piotroski F-Score 5 out of 9 (moderate financial health) .
Value Score
Key Metrics
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Lake Shore Bancorp, Inc. - Common Stock — Fundamental Analysis Summary
Lake Shore Bancorp, Inc. - Common Stock (LSBK) is trading 19% below its Graham Number of $18.60, offering a thin margin of safety. The stock carries a reasonable trailing P/E ratio of 17.8x.
On financial health, LSBK shows a moderate Piotroski F-Score of 5/9, and modest return on equity of 4.7% (sector average: 5.8%), and minimal leverage with a debt-to-equity ratio of 0.01.
StockPik's composite Value Score for LSBK is 85/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
LSBK shows earnings growing at 47%.
LSBK pays a modest dividend yield of 2.6%.