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Open Lending Corporation - Common Stock (LPRO)

NASDAQ Micro Cap

Financial Services › Personal Credit Institutions

$1.23
Market Cap: $145M
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Mar 31, 2026

Investment Snapshot

  • P/B of 1.93 — trading above book value
  • Piotroski F-Score 6/9 — moderate financial health
  • Loss-making — negative ROE of -6.0%
  • Revenue growing at 288% annually

Open Lending Corporation - Common Stock (LPRO) is a Financial Services company operating in Personal Credit Institutions, listed on the NASDAQ , with a market capitalisation of $145 million . Key value metrics: P/B ratio 1.93, Piotroski F-Score 6 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
1.93
EPS
$-0.04
Div. Yield
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Open Lending Corporation - Common Stock — Fundamental Analysis Summary

On financial health, LPRO shows a moderate Piotroski F-Score of 6/9, and negative return on equity of -6.0% (sector average: 5.8%), and elevated leverage with a debt-to-equity ratio of 1.13.

StockPik's composite Value Score for LPRO is 64/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

LPRO reports a high gross margin of 76.3% (sector average: 9.2%) and a negative operating margin of -4.0%.

LPRO shows revenue growing at 288% year-over-year, with earnings growing at 97%.

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How is the Value Score calculated?
Read our full methodology →
What is the Piotroski F-Score?
The 9-point financial health score explained, with worked examples →
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