Price History
Feb 9, 2026 — Apr 4, 2026Investment Snapshot
- Trading 20% below Graham Number — thin margin of safety
- Piotroski F-Score 3/9 — signs of financial weakness
- ROE of 7.2% — below-average profitability
LendingClub Corporation (LC) is a Financial Services company operating in Personal Credit Institutions, listed on the NYSE , with a market capitalisation of $1.5 billion . Key value metrics: P/E ratio 14.1, P/B ratio 1.02, Piotroski F-Score 3 out of 9 .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
LendingClub Corporation — Fundamental Analysis Summary
LendingClub Corporation (LC) is trading 20% below its Graham Number of $16.62, offering a thin margin of safety. The stock carries a reasonable trailing P/E ratio of 14.1x.
On financial health, LC shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 7.2% (sector average: 5.8%), and minimal leverage with a debt-to-equity ratio of 0.00.
StockPik's composite Value Score for LC is 70/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
LC shows earnings growing at 164%.