Jefferson Capital, Inc. - Common Stock (JCAP)
Financial Services › Short-Term Business Credit Institutions
Price History
Feb 9, 2026 — Jul 6, 2026Investment Snapshot
- Trading 31% below Graham Number ($24.69) — significant margin of safety
- Piotroski F-Score 5/9 — moderate financial health
- Strong ROE of 42.4% with 29.6% net margin
- Revenue growing at 42% annually
Jefferson Capital, Inc. - Common Stock (JCAP) is a Financial Services company operating in Short-Term Business Credit Institutions, listed on the NASDAQ , with a market capitalisation of $942 million . Key value metrics: P/E ratio 5.0, P/B ratio 2.13, Piotroski F-Score 5 out of 9 (moderate financial health) .
Value Score
Key Metrics
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Jefferson Capital, Inc. - Common Stock — Fundamental Analysis Summary
Jefferson Capital, Inc. - Common Stock (JCAP) is trading 31% below its Graham Number of $24.69 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 5.0x.
On financial health, JCAP shows a moderate Piotroski F-Score of 5/9, and strong return on equity of 42.4% (sector average: 4.9%), and high leverage with a debt-to-equity ratio of 3.96.
StockPik's composite Value Score for JCAP is 92/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
JCAP shows revenue growing at 42% year-over-year, with earnings growing at 46%.
JCAP pays a high dividend yield of 5.8%.