Jefferson Capital, Inc. - Common Stock (JCAP)
Financial Services › Short-Term Business Credit Institutions
Price History
Feb 9, 2026 — Apr 1, 2026Investment Snapshot
- Trading 17% below Graham Number — thin margin of safety
- Piotroski F-Score 3/9 — signs of financial weakness
- Strong ROE of 32.6% with 29.9% net margin
- Revenue growing at 42% annually
Jefferson Capital, Inc. - Common Stock (JCAP) is a Financial Services company operating in Short-Term Business Credit Institutions, listed on the NASDAQ , with a market capitalisation of $1.1 billion . Key value metrics: P/E ratio 6.9, P/B ratio 2.23, Piotroski F-Score 3 out of 9 .
Value Score
Key Metrics
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Jefferson Capital, Inc. - Common Stock — Fundamental Analysis Summary
Jefferson Capital, Inc. - Common Stock (JCAP) is trading 17% below its Graham Number of $23.29, offering a thin margin of safety. The stock carries a low trailing P/E ratio of 6.9x.
On financial health, JCAP shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and strong return on equity of 32.6% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 3.68.
StockPik's composite Value Score for JCAP is 77/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
JCAP shows revenue growing at 42% year-over-year, with earnings growing at 46%.
JCAP pays a high dividend yield of 5.1%.