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Isabella Bank Corporation - Common stock (ISBA)

NASDAQ Small Cap

Financial Services › State Commercial Banks

$42.77
Market Cap: $314M
Data as of Mar 31, 2026 (TTM)

Price History

Feb 9, 2026 — May 9, 2026

Investment Snapshot

  • Trading 1% below Graham Number — thin margin of safety
  • Piotroski F-Score 5/9 — moderate financial health
  • ROE of 8.2% — below-average profitability
  • Dividend yield of 2.6%

Isabella Bank Corporation - Common stock (ISBA) is a Financial Services company operating in State Commercial Banks, listed on the NASDAQ , with a market capitalisation of $314 million . Key value metrics: P/E ratio 16.3, P/B ratio 1.34, Piotroski F-Score 5 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
16.32
1.34
EPS
$2.62
Div. Yield
2.6%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Isabella Bank Corporation - Common stock — Fundamental Analysis Summary

Isabella Bank Corporation - Common stock (ISBA) is trading 1% below its Graham Number of $43.37, offering a thin margin of safety. The stock carries a reasonable trailing P/E ratio of 16.3x.

On financial health, ISBA shows a moderate Piotroski F-Score of 5/9, and modest return on equity of 8.2% (sector average: 4.9%), and high leverage with a debt-to-equity ratio of 8.94.

StockPik's composite Value Score for ISBA is 80/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

ISBA shows earnings growing at 36%.

ISBA pays a modest dividend yield of 2.6%.

Top Value Stocks in Financial Services

Symbol Price P/E Score
ADAM $8.90 5.5 100
ACIC $10.80 5.3 100
ATLCL $24.99 3.2 100
ACGLN $16.60 1.4 100
ACGLO $19.77 1.6 100
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How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
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