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HAGERTY, INC. (HGTY)

NYSE Mid Cap

Financial Services › Insurance Agents, Brokers & Service

$10.35
Market Cap: $3.6B
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 329% above Graham Number — above intrinsic value estimate
  • Piotroski F-Score 4/9 — moderate financial health
  • Strong ROE of 63.1% with 10.0% net margin
  • Revenue growing at 21% annually

HAGERTY, INC. (HGTY) is a Financial Services company operating in Insurance Agents, Brokers & Service, listed on the NYSE , with a market capitalisation of $3.6 billion . Key value metrics: P/E ratio 25.6, P/B ratio 18.36, Piotroski F-Score 4 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
25.64
18.36
EPS
$0.40
Div. Yield
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

HAGERTY, INC. — Fundamental Analysis Summary

HAGERTY, INC. (HGTY) is currently trading 329% above its Graham Number of $2.41, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries an elevated trailing P/E ratio of 25.6x.

On financial health, HGTY shows a moderate Piotroski F-Score of 4/9, and strong return on equity of 63.1% (sector average: 5.8%), and manageable leverage with a debt-to-equity ratio of 0.70.

StockPik's composite Value Score for HGTY is 42/100 — reflecting current market or financial concerns. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

HGTY shows revenue growing at 21% year-over-year, with earnings growing at 91%.

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How is the Value Score calculated?
Read our full methodology →
How is the Graham Number calculated?
Benjamin Graham's intrinsic value formula, worked examples, and how to use it →
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