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First United Corporation - Common Stock (FUNC)

NASDAQ Micro Cap

Financial Services › National Commercial Banks

$36.34
Market Cap: $236M
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Mar 28, 2026

Investment Snapshot

  • Trading 29% below Graham Number ($51.54) — significant margin of safety
  • Piotroski F-Score 4/9 — moderate financial health
  • ROE of 12.0% — below-average profitability
  • Dividend yield of 2.5%

First United Corporation - Common Stock (FUNC) is a Financial Services company operating in National Commercial Banks, listed on the NASDAQ , with a market capitalisation of $236 million . Key value metrics: P/E ratio 9.6, P/B ratio 1.16, Piotroski F-Score 4 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
9.64
1.16
EPS
$3.77
Div. Yield
2.5%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

First United Corporation - Common Stock — Fundamental Analysis Summary

First United Corporation - Common Stock (FUNC) is trading 29% below its Graham Number of $51.54 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 9.6x.

On financial health, FUNC shows a moderate Piotroski F-Score of 4/9, and modest return on equity of 12.0% (sector average: 5.8%), and manageable leverage with a debt-to-equity ratio of 0.56.

StockPik's composite Value Score for FUNC is 78/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

FUNC shows revenue growing at 4% year-over-year, with earnings growing at 19%.

FUNC pays a modest dividend yield of 2.5%.

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