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FS Bancorp, Inc. - Common Stock (FSBW)

NASDAQ Micro Cap

Financial Services › Savings Institutions, Not Federally Chartered

$38.13
Market Cap: $286M
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Mar 28, 2026

Investment Snapshot

  • Trading 42% below Graham Number ($65.82) — significant margin of safety
  • Piotroski F-Score 4/9 — moderate financial health
  • ROE of 11.4% — below-average profitability
  • Dividend yield of 3.5%

FS Bancorp, Inc. - Common Stock (FSBW) is a Financial Services company operating in Savings Institutions, Not Federally Chartered, listed on the NASDAQ , with a market capitalisation of $286 million . Key value metrics: P/E ratio 8.1, P/B ratio 0.93, Piotroski F-Score 4 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
8.12
0.93
EPS
$4.69
Div. Yield
3.5%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

FS Bancorp, Inc. - Common Stock — Fundamental Analysis Summary

FS Bancorp, Inc. - Common Stock (FSBW) is trading 42% below its Graham Number of $65.82 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 8.1x.

On financial health, FSBW shows a moderate Piotroski F-Score of 4/9, and modest return on equity of 11.4% (sector average: 5.8%), and manageable leverage with a debt-to-equity ratio of 0.42.

StockPik's composite Value Score for FSBW is 83/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

FSBW shows earnings declining at 5%.

FSBW pays a solid dividend yield of 3.5%.

Top Value Stocks in Financial Services

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ACGLN $16.52 1.4 100
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How is the Value Score calculated?
Read our full methodology →
What is the margin of safety?
How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
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