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FINWISE BANCORP (FINW)

NASDAQ Micro Cap

Financial Services › State Commercial Banks

$15.69
Market Cap: $215M
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 18% below Graham Number — thin margin of safety
  • Piotroski F-Score 1/9 — signs of financial weakness
  • ROE of 8.1% — below-average profitability

FINWISE BANCORP (FINW) is a Financial Services company operating in State Commercial Banks, listed on the NASDAQ , with a market capitalisation of $215 million . Key value metrics: P/E ratio 13.7, P/B ratio 1.11, Piotroski F-Score 1 out of 9 .

Value Score

Key Metrics

P/E Ratio
13.73
1.11
EPS
$1.14
Div. Yield
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 4 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

FINWISE BANCORP — Fundamental Analysis Summary

FINWISE BANCORP (FINW) is trading 18% below its Graham Number of $19.06, offering a thin margin of safety. The stock carries a reasonable trailing P/E ratio of 13.7x.

On financial health, FINW shows a weak Piotroski F-Score of 1/9, a signal of deteriorating financial health, and modest return on equity of 8.1% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 3.79.

StockPik's composite Value Score for FINW is 67/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

FINW shows earnings growing at 26%.

Top Value Stocks in Financial Services

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ACGLN $16.52 1.4 100
ACGLO $19.79 1.7 100
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How is the Value Score calculated?
Read our full methodology →
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How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
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