FIRST GUARANTY BANCSHARES, INC. (FGBI)
Financial Services › Savings Institution, Federally Chartered
Price History
Feb 9, 2026 — Apr 4, 2026Investment Snapshot
- Trading 58% below Graham Number ($19.28) — significant margin of safety
- Piotroski F-Score 2/9 — signs of financial weakness
- Loss-making — negative ROE of -24.8%
FIRST GUARANTY BANCSHARES, INC. (FGBI) is a Financial Services company operating in Savings Institution, Federally Chartered, listed on the NASDAQ , with a market capitalisation of $128 million . Key value metrics: P/E ratio 10.0, P/B ratio 0.57, Piotroski F-Score 2 out of 9 .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
FIRST GUARANTY BANCSHARES, INC. — Fundamental Analysis Summary
FIRST GUARANTY BANCSHARES, INC. (FGBI) is trading 58% below its Graham Number of $19.28 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 10.0x.
On financial health, FGBI shows a weak Piotroski F-Score of 2/9, a signal of deteriorating financial health, and negative return on equity of -24.8% (sector average: 5.8%), and manageable leverage with a debt-to-equity ratio of 0.82.
StockPik's composite Value Score for FGBI is 45/100 — reflecting current market or financial concerns. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
FGBI shows earnings declining at 550%.
FGBI pays a modest dividend yield of 0.5%.