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First Citizens BancShares, Inc. - Class A Common Stock (FCNCA)

NASDAQ Large Cap

Financial Services › State Commercial Banks

$1,991.33
Market Cap: $25.9B
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — May 7, 2026

Investment Snapshot

  • Trading 23% below Graham Number ($2,589.09) — significant margin of safety
  • Piotroski F-Score 5/9 — moderate financial health
  • ROE of 10.2% — below-average profitability

First Citizens BancShares, Inc. - Class A Common Stock (FCNCA) is a Financial Services company operating in State Commercial Banks, listed on the NASDAQ , with a market capitalisation of $25.9 billion . Key value metrics: P/E ratio 11.4, P/B ratio 1.16, Piotroski F-Score 5 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
11.43
1.16
EPS
$174.20
Div. Yield
0.4%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

First Citizens BancShares, Inc. - Class A Common Stock — Fundamental Analysis Summary

First Citizens BancShares, Inc. - Class A Common Stock (FCNCA) is trading 23% below its Graham Number of $2,589.09 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 11.4x.

On financial health, FCNCA shows a moderate Piotroski F-Score of 5/9, and modest return on equity of 10.2% (sector average: 4.9%), and elevated leverage with a debt-to-equity ratio of 1.62.

StockPik's composite Value Score for FCNCA is 74/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

FCNCA shows revenue declining at 2% year-over-year, with earnings declining at 21%.

FCNCA pays a modest dividend yield of 0.4%.

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