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Esquire Financial Holdings, Inc. - Common Stock (ESQ)

NASDAQ Small Cap

Financial Services › Commercial Banks, NEC

$106.76
Market Cap: $922M
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Mar 27, 2026

Investment Snapshot

  • Trading 64% above Graham Number — above intrinsic value estimate
  • Piotroski F-Score 3/9 — signs of financial weakness
  • ROE of 16.8% — good return on equity

Esquire Financial Holdings, Inc. - Common Stock (ESQ) is a Financial Services company operating in Commercial Banks, NEC, listed on the NASDAQ , with a market capitalisation of $922 million . Key value metrics: P/E ratio 18.9, P/B ratio 3.18, Piotroski F-Score 3 out of 9 .

Value Score

Key Metrics

P/E Ratio
18.93
3.18
EPS
$5.64
Div. Yield
0.6%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Esquire Financial Holdings, Inc. - Common Stock — Fundamental Analysis Summary

Esquire Financial Holdings, Inc. - Common Stock (ESQ) is currently trading 64% above its Graham Number of $65.23, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries a reasonable trailing P/E ratio of 18.9x.

On financial health, ESQ shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and solid return on equity of 16.8% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 6.82.

StockPik's composite Value Score for ESQ is 53/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

ESQ shows earnings growing at 16%.

ESQ pays a modest dividend yield of 0.6%.

Top Value Stocks in Financial Services

Symbol Price P/E Score
ACIC $11.36 5.1 100
ATLCP $22.87 2.9 100
ATLCL $24.97 3.2 100
ACGLN $16.52 1.4 100
ACGLO $19.79 1.7 100
How is the Value Score calculated?
Read our full methodology →
How is the Graham Number calculated?
Benjamin Graham's intrinsic value formula, worked examples, and how to use it →
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