Price History
Feb 9, 2026 — May 21, 2026Investment Snapshot
- Trading 40% below Graham Number ($103.28) — significant margin of safety
- Piotroski F-Score 4/9 — moderate financial health
- ROE of 12.4% — below-average profitability
- Dividend yield of 2.1%
Essent Group Ltd. Common Shares (ESNT) is a Financial Services company operating in Surety Insurance, listed on the NYSE , with a market capitalisation of $5.7 billion . Key value metrics: P/E ratio 8.1, P/B ratio 1.00, Piotroski F-Score 4 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Essent Group Ltd. Common Shares — Fundamental Analysis Summary
Essent Group Ltd. Common Shares (ESNT) is trading 40% below its Graham Number of $103.28 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 8.1x.
On financial health, ESNT shows a moderate Piotroski F-Score of 4/9, and modest return on equity of 12.4% (sector average: 4.9%), and minimal leverage with a debt-to-equity ratio of 0.29.
StockPik's composite Value Score for ESNT is 70/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
ESNT shows revenue growing at 1% year-over-year, with earnings declining at 5%.
ESNT pays a modest dividend yield of 2.1%.