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Eagle Financial Services Inc - Common Stock (EFSI)

NASDAQ Micro Cap

Financial Services › State Commercial Banks

$35.98
Market Cap: $195M
Data as of Dec 31, 2025 (TTM)

Price History

Feb 9, 2026 — May 6, 2026

Investment Snapshot

  • Trading 4% above Graham Number — above intrinsic value estimate
  • Piotroski F-Score 3/9 — signs of financial weakness
  • ROE of 4.3% — below-average profitability
  • Dividend yield of 3.4%

Eagle Financial Services Inc - Common Stock (EFSI) is a Financial Services company operating in State Commercial Banks, listed on the NASDAQ , with a market capitalisation of $195 million . Key value metrics: P/E ratio 23.7, P/B ratio 1.03, Piotroski F-Score 3 out of 9 .

Value Score

Key Metrics

P/E Ratio
23.71
1.03
EPS
$1.52
Div. Yield
3.4%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Eagle Financial Services Inc - Common Stock — Fundamental Analysis Summary

Eagle Financial Services Inc - Common Stock (EFSI) is currently trading 4% above its Graham Number of $34.52, suggesting the market price exceeds Benjamin Graham's intrinsic value estimate. The stock carries an elevated trailing P/E ratio of 23.7x.

On financial health, EFSI shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 4.3% (sector average: 4.9%), and high leverage with a debt-to-equity ratio of 9.41.

StockPik's composite Value Score for EFSI is 53/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

EFSI shows earnings declining at 46%.

EFSI pays a solid dividend yield of 3.4%.

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ADAM $8.90 5.5 100
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ATLCL $24.99 3.2 100
ACGLN $16.60 1.4 100
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How is the Value Score calculated?
Read our full methodology →
How is the Graham Number calculated?
Benjamin Graham's intrinsic value formula, worked examples, and how to use it →
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