Encore Capital Group Inc - Common Stock (ECPG)
Financial Services › Short-Term Business Credit Institutions
Price History
Feb 9, 2026 — Mar 27, 2026Investment Snapshot
- Trading 30% below Graham Number ($101.12) — significant margin of safety
- Piotroski F-Score 6/9 — moderate financial health
- Strong ROE of 21.3% with 12.7% net margin
- Revenue growing at 34% annually
Encore Capital Group Inc - Common Stock (ECPG) is a Financial Services company operating in Short-Term Business Credit Institutions, listed on the NASDAQ , with a market capitalisation of $1.5 billion . Key value metrics: P/E ratio 7.2, P/B ratio 1.53, Piotroski F-Score 6 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Encore Capital Group Inc - Common Stock — Fundamental Analysis Summary
Encore Capital Group Inc - Common Stock (ECPG) is trading 30% below its Graham Number of $101.12 — a significant margin of safety by Benjamin Graham's standard. The stock carries a low trailing P/E ratio of 7.2x.
On financial health, ECPG shows a moderate Piotroski F-Score of 6/9, and strong return on equity of 21.3% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 4.05.
StockPik's composite Value Score for ECPG is 100/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
ECPG shows revenue growing at 34% year-over-year, with earnings growing at 284%.