Ellington Credit Company Common Shares of Beneficial Interest (EARN)
Financial Services › Real Estate Investment Trusts
Price History
Feb 9, 2026 — Jul 6, 2026Investment Snapshot
- Trading 4% below Graham Number — thin margin of safety
- Piotroski F-Score 2/9 — signs of financial weakness
- Loss-making — negative ROE of -3.4%
- High dividend yield of 5.1%
Ellington Credit Company Common Shares of Beneficial Interest (EARN) is a Financial Services company operating in Real Estate Investment Trusts, listed on the NYSE , with a market capitalisation of $177 million . Key value metrics: P/E ratio 26.8, P/B ratio 0.77, Piotroski F-Score 2 out of 9 .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Ellington Credit Company Common Shares of Beneficial Interest — Fundamental Analysis Summary
Ellington Credit Company Common Shares of Beneficial Interest (EARN) is trading 4% below its Graham Number of $4.90, offering a thin margin of safety. The stock carries an elevated trailing P/E ratio of 26.8x.
On financial health, EARN shows a weak Piotroski F-Score of 2/9, a signal of deteriorating financial health, and negative return on equity of -3.4% (sector average: 4.9%), and high leverage with a debt-to-equity ratio of 2.43.
StockPik's composite Value Score for EARN is 50/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
EARN shows earnings growing at 44%.
EARN pays a high dividend yield of 5.1%.