Back to Screener

Ellington Credit Company (EARN)

NYSE Micro Cap

Financial Services › Real Estate Investment Trusts

$4.49
Market Cap: $169M
Data as of Dec 31, 2024

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Trading 8% below Graham Number — thin margin of safety
  • Piotroski F-Score 4/9 — moderate financial health
  • ROE of 2.9% — below-average profitability
  • High dividend yield of 21.4%

Ellington Credit Company (EARN) is a Financial Services company operating in Real Estate Investment Trusts, listed on the NYSE , with a market capitalisation of $169 million . Key value metrics: P/E ratio 25.6, P/B ratio 0.74, Piotroski F-Score 4 out of 9 (moderate financial health) .

Value Score

Key Metrics

P/E Ratio
25.61
0.74
EPS
$0.18
Div. Yield
21.4%
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Current vs 5-Year Average

Based on 5 years of SEC filings
Net Margin
↑ +2.1pp avg —
Gross Margin
↑ +2.1pp avg —
Operating Margin
↑ +2.1pp avg —
Return on Equity
↑ +2.1pp avg —
Debt / Equity
↑ +2.1pp avg —

Revenue & Net Income

EPS & Free Cash Flow Per Share

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Ellington Credit Company — Fundamental Analysis Summary

Ellington Credit Company (EARN) is trading 8% below its Graham Number of $4.90, offering a thin margin of safety. The stock carries an elevated trailing P/E ratio of 25.6x.

On financial health, EARN shows a moderate Piotroski F-Score of 4/9, and modest return on equity of 2.9% (sector average: 5.8%), and high leverage with a debt-to-equity ratio of 2.43.

StockPik's composite Value Score for EARN is 65/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

EARN shows earnings growing at 44%.

EARN pays a high dividend yield of 21.4%.

Top Value Stocks in Financial Services

Symbol Price P/E Score
ACIC $11.36 5.1 100
ATLCP $22.87 2.9 100
ATLCL $24.97 3.2 100
ACGLN $16.52 1.4 100
ACGLO $19.79 1.7 100
Stocks below Graham Number
Browse other stocks trading below intrinsic value, ranked by margin of safety
Stocks below book value
Other stocks trading at a discount to net assets (P/B < 1)
High-yield dividend stocks
Other stocks paying a dividend yield of 3% or more
How is the Value Score calculated?
Read our full methodology →
What is the margin of safety?
How to calculate the margin of safety using the Graham Number, and what counts as a good margin of safety →
Previous
EAF
Next
EAT