Citizens Community Bancorp, Inc. - Common Stock (CZWI)
Financial Services › Savings Institution, Federally Chartered
Price History
Feb 9, 2026 — Jul 6, 2026Investment Snapshot
- Trading 21% below Graham Number ($26.30) — significant margin of safety
- Piotroski F-Score 5/9 — moderate financial health
- ROE of 7.8% — below-average profitability
- Dividend yield of 2.3%
Citizens Community Bancorp, Inc. - Common Stock (CZWI) is a Financial Services company operating in Savings Institution, Federally Chartered, listed on the NASDAQ , with a market capitalisation of $199 million . Key value metrics: P/E ratio 13.3, P/B ratio 1.04, Piotroski F-Score 5 out of 9 (moderate financial health) .
Value Score
Key Metrics
Current vs 5-Year Average
Based on 5 years of SEC filingsRevenue & Net Income
Financial Statements
| Metric | FY22 | FY23 | FY24 |
|---|---|---|---|
| Revenue | $X.XB | $X.XB | $X.XB |
| Gross Profit | $X.XB | $X.XB | $X.XB |
| Operating Income | $X.XB | $X.XB | $X.XB |
| Net Income | $X.XB | $X.XB | $X.XB |
| EBITDA | $X.XB | $X.XB | $X.XB |
| Total Assets | $X.XB | $X.XB | $X.XB |
| Total Liabilities | $X.XB | $X.XB | $X.XB |
Citizens Community Bancorp, Inc. - Common Stock — Fundamental Analysis Summary
Citizens Community Bancorp, Inc. - Common Stock (CZWI) is trading 21% below its Graham Number of $26.30 — a significant margin of safety by Benjamin Graham's standard. The stock carries a reasonable trailing P/E ratio of 13.3x.
On financial health, CZWI shows a moderate Piotroski F-Score of 5/9, and modest return on equity of 7.8% (sector average: 4.9%), and minimal leverage with a debt-to-equity ratio of 0.27.
StockPik's composite Value Score for CZWI is 88/100 — placing it in undervalued territory. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.
CZWI shows earnings growing at 5%.
CZWI pays a modest dividend yield of 2.3%.