What is COSO's Value Score?

CoastalSouth Bancshares, Inc. Common Stock (COSO) has a StockPik Value Score of 50 out of 100 — a mid-range score, indicating moderate value characteristics. The Value Score is a composite ranking built from P/E ratio, P/B ratio, Graham Number, ROE, gross margin, debt-to-equity, current ratio, and Piotroski F-Score, calculated from SEC EDGAR annual filing data.

What is COSO's Piotroski F-Score?

CoastalSouth Bancshares, Inc. Common Stock (COSO) has a Piotroski F-Score of 3 out of 9 — a weak score indicating financial deterioration across multiple criteria. The F-Score assesses nine binary financial criteria across profitability, leverage, and operating efficiency. A score of 7–9 indicates a financially improving company; a score of 0–3 is a warning sign.

Is COSO trading below its Graham Number?

COSO is currently trading below its Graham Number. The stock price of $26.61 is 15.1% below the Graham Number of $31.36, representing a margin of safety by Benjamin Graham's definition. The Graham Number is calculated as √(22.5 × EPS × Book Value Per Share) and represents Benjamin Graham's ceiling price for a defensive investor.

What is COSO's Graham Number?

COSO's Graham Number is $31.36, calculated using the Benjamin Graham formula √(22.5 × EPS × Book Value per Share). The Graham Number is an estimate of intrinsic value — the maximum price a defensive investor should pay. At the current price of $26.61, COSO is trading 15% below its Graham Number.

What is COSO's Piotroski F-Score?

COSO's Piotroski F-Score is 3 out of 9, indicating weak financial health and possible deterioration. The Piotroski F-Score evaluates nine criteria across profitability, leverage, and operating efficiency. Scores of 7 or above are considered strong; 3 or below indicate financial weakness.

Is COSO (CoastalSouth Bancshares, Inc. Common Stock) undervalued?

COSO scores 50/100 on StockPik's Value Score, an above-average rating. The stock trades 15% below its Graham Number of $31.36.

What is COSO's P/E ratio?

COSO's trailing P/E ratio is 13.3x — a reasonable earnings multiple. The Financial Services sector average P/E is 19.4x. Compare against other Financial Services stocks in the StockPik screener.

What sector is CoastalSouth Bancshares, Inc. Common Stock (COSO) in?

CoastalSouth Bancshares, Inc. Common Stock (COSO) is in the Financial Services sector, specifically in the State Commercial Banks industry. Compare it against other Financial Services stocks by Value Score, P/E ratio, and Piotroski F-Score on StockPik.

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CoastalSouth Bancshares, Inc. Common Stock (COSO)

NYSE Small Cap

Financial Services › State Commercial Banks

$26.61

Market Cap: $320M

Data as of Mar 31, 2026 (TTM)

Price History

Feb 9, 2026 — Jul 6, 2026

Investment Snapshot

Trading 15% below Graham Number — thin margin of safety
Piotroski F-Score 3/9 — signs of financial weakness
ROE of 9.2% — below-average profitability
Revenue growing at 6% annually

CoastalSouth Bancshares, Inc. Common Stock (COSO) is a Financial Services company operating in State Commercial Banks, listed on the NYSE , with a market capitalisation of $320 million . Key value metrics: P/E ratio 13.3, P/B ratio 1.22, Piotroski F-Score 3 out of 9 .

Value Score

out of 100

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Key Metrics

P/E Ratio

13.30

P/B Ratio

1.22

EPS

$2.00

Div. Yield

—

PEG Ratio

—

P/S Ratio

—

EV/EBITDA

—

ROE

—

ROA

—

Gross Margin

—

Op. Margin

—

Net Margin

—

Debt/Equity

—

Current Ratio

—

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Financial Statements

Metric	FY22	FY23	FY24
Revenue	$X.XB	$X.XB	$X.XB
Gross Profit	$X.XB	$X.XB	$X.XB
Operating Income	$X.XB	$X.XB	$X.XB
Net Income	$X.XB	$X.XB	$X.XB
EBITDA	$X.XB	$X.XB	$X.XB
Total Assets	$X.XB	$X.XB	$X.XB
Total Liabilities	$X.XB	$X.XB	$X.XB

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Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

CoastalSouth Bancshares, Inc. Common Stock — Fundamental Analysis Summary

CoastalSouth Bancshares, Inc. Common Stock (COSO) is trading 15% below its Graham Number of $31.36, offering a thin margin of safety. The stock carries a reasonable trailing P/E ratio of 13.3x.

On financial health, COSO shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and modest return on equity of 9.2% (sector average: 4.9%), and high leverage with a debt-to-equity ratio of 8.01.

StockPik's composite Value Score for COSO is 50/100 — an above-average value rating. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

COSO shows revenue growing at 6% year-over-year, with earnings growing at 14%.

Top Value Stocks in Financial Services

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ADAM	Adamas Trust, Inc. - Common Stock	$9.44	5.9	100
ACIC	American Coastal Insurance Corporation - Common Stock	$11.10	5.4	100
ATLCL	Atlanticus Holdings Corporation - 6.125% Senior Notes due 2026	$25.11	2.9	100
ACGLN	Arch Capital Group Ltd. - Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G	$16.22	1.3	100
ACGLO	Arch Capital Group Ltd. - Depositary Shares Each Representing 1/1,000th Interest in a Share of5.45% Non-Cumulative Preferred Shares, Series F	$19.12	1.6	100

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How is the Value Score calculated?

Read our full methodology →

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