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Chime Financial, Inc. (CHYM)

NASDAQ

Financial Services › Finance Services

$17.70
Data as of Sep 30, 2025 (TTM)

Price History

Feb 9, 2026 — Apr 4, 2026

Investment Snapshot

  • Piotroski F-Score 3/9 — signs of financial weakness
  • Loss-making — negative ROE of -70.4%
  • Revenue growing at 31% annually

Chime Financial, Inc. (CHYM) is a Financial Services company operating in Finance Services, listed on the NASDAQ . Key value metrics: Piotroski F-Score 3 out of 9 .

Value Score

Key Metrics

P/E Ratio
EPS
$-7.78
Div. Yield
PEG Ratio
P/S Ratio
EV/EBITDA
ROE
ROA
Gross Margin
Op. Margin
Net Margin
Debt/Equity
Current Ratio

Financial Statements

Metric FY22 FY23 FY24
Revenue $X.XB $X.XB $X.XB
Gross Profit $X.XB $X.XB $X.XB
Operating Income $X.XB $X.XB $X.XB
Net Income $X.XB $X.XB $X.XB
EBITDA $X.XB $X.XB $X.XB
Total Assets $X.XB $X.XB $X.XB
Total Liabilities $X.XB $X.XB $X.XB
Data sourced from SEC EDGAR and Polygon.io. Methodology. View more Financial Services stocks →

Chime Financial, Inc. — Fundamental Analysis Summary

On financial health, CHYM shows a weak Piotroski F-Score of 3/9, a signal of deteriorating financial health, and negative return on equity of -70.4% (sector average: 5.8%), and manageable leverage with a debt-to-equity ratio of 0.36.

StockPik's composite Value Score for CHYM is 42/100 — reflecting current market or financial concerns. The score is built from ten fundamental signals: P/E, P/B, PEG ratio, P/S ratio, return on equity, gross margin, debt-to-equity, current ratio, dividend yield, and Piotroski F-Score.

CHYM reports a high gross margin of 87.2% (sector average: 9.2%) and a negative operating margin of -55.1%.

CHYM shows revenue growing at 31% year-over-year, with earnings declining at 3,885%.

Top Value Stocks in Financial Services

Symbol Price P/E Score
ACIC $11.36 5.1 100
ATLCP $22.87 2.9 100
ATLCL $24.97 3.2 100
ACGLN $16.52 1.4 100
ACGLO $19.79 1.7 100
How is the Value Score calculated?
Read our full methodology →
What is the Piotroski F-Score?
The 9-point financial health score explained, with worked examples →
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